New York & IRS Tax relief Services
Owe the IRS or New York State? You Have More Options Than You Think.
For 24+ years, Charles Young, CPA, CTRS has helped individuals and business owners in Rochester — and across the country — resolve back taxes, audits, liens, levies, wage garnishments, and unfiled returns. No guesswork. No runaround. Just a clear path back to compliance.
Why a Specialist Matters
If you were going through a divorce, would you hire a bankruptcy attorney? Of course not — it’s a different specialty.
The same is true for tax relief. Most CPAs and accountants prepare returns. A handful know how to actually negotiate with the IRS Collections Division, file an Offer in Compromise that gets accepted, or stop a wage garnishment before your next paycheck.
That’s all I do.
I’m not someone who dabbles in tax resolution between busy seasons. I’m a Certified Tax Resolution Specialist (CTRS) and NTPI Fellow — designations earned by completing advanced training in IRS representation procedures. When you hire me, you’re hiring someone who knows exactly which lever to pull, when to pull it, and how the IRS will respond.
What happens when you hire us
1. Free, confidential evaluation. We talk through your situation. No commitment, no judgment. Most calls take 20–30 minutes.
2. Investigation. Once you’re a client, you stop talking to the IRS. I do. I pull your IRS transcripts, find out exactly what they know, what they’re missing, and what’s coming next.
3. Strategy meeting. I walk you through every resolution program you qualify for, what each one costs, what each one accomplishes, and which one I recommend.
4. Resolution. I file the paperwork, negotiate with the IRS, and stay with the case until it’s closed.
You’ll never speak to an IRS agent again unless you choose to.
Who we help
I work with clients from all walks of life:
- Individuals facing back taxes, audits, or unfiled returns
- Self-employed and 1099 contractors who fell behind during a tough year
- Small business owners dealing with payroll tax problems or sales tax issues
- Surviving spouses inheriting tax problems they didn’t create
- Anyone who’s received a notice from the IRS or New York State and doesn’t know what to do next
Based in Walworth, NY and serving the greater Rochester area in person. I also represent clients in all 50 states — IRS representation doesn’t require us to be in the same room. Phone, email, and secure document exchange handle the rest.
Common Tax Problems
Federal Tax Liens (FTL)
Federal tax liens may be filed against you, your spouse, or your company depending on how the tax liability was incurred. When an FTL is filed everything you own is in jeopardy of being taken by the government.
Unfiled Returns
Having unfiled returns is one of the most common tax problems. It doesn’t take much in life for tax returns to not be a priority. This is something you’ll want to address quickly; failing to file your tax returns is ultimately a criminal offense. If you do not file, you can be prosecuted and punished, possibly with jail time.
Learn more about Unfiled Returns
Bank Levy
A levy is the IRS’s way of getting your money and your immediate attention. What they are saying is, “We have tried to communicate with you, but you have ignored us. If you own it, we can take it.” That includes bank accounts, autos, stocks, bonds, boats, pension checks, paychecks, and even Social Security checks!
Learn more about the Bank Levy
Wage Garnishments
As bad as a bank levy is, a worse problem is a wage levy (or garnishment). That is when most of your paycheck goes to the IRS or State, which can often leave you barely enough to pay the bills. This can also be embaressing as they will send the request directly to your employer.
Learn more about Wage Garnishments
Payroll Tax Problems
One of the most serious tax problems is the failure to collect, account for, and pay to the government any payroll taxes that were, or should have been, withheld from employees. These are referred to as “trust funds” and are vigorously collected using the most aggressive tools available to the government.
Learn more about Payroll Tax Problems
Seizures of Assets
The last resort in most cases is the taking of physical assets, such as your home, car, or boat. Seizures happen in aggravated cases when someone ignores repeated requests by the IRS over a long period. This is one of the most powerful tools in the IRS arsenal.
Potential Solutions
Offer In Compromise (OIC)
The idea of the Offer in Compromise program is to give you a fresh start with the IRS. The OIC is one of the best tools in the tax relief toolbox! It allows you to pay an amount you can afford regardless of the amount you owe. Once your offer is complete you are back in the good graces of the IRS!
Installment Agreement
Installment Agreements are one of the most common tax resolution solutions. This is where you can get more time to pay the tax you owe by setting up monthly payments. Having an installment agreement in place will ensure that the IRS does not proceed with any furthur collection actions like liens or levies.
Learn more about Installment Agreements
Penalty Abatement
How does the IRS expect you to pay what you owe when they keep adding penalties and interest? I’m happy to tell you that in some cases it is actually possible to get some of those penalties reduced or removed all together.
Learn more about Penalty Abatement
Audit Representation
Nothing strikes fear more than receiving an IRS or State Audit letter in the mail. Audit Specialists are trained to get information out of taxpayers that’s why it’s important to find a qualified representitive to help you through the process.
Learn more about Audit Representation
Innocent Spouse Relief
Did you know that it’s possible to get relief from tax debt problems created by your spouse? Innocent Spouse Relief exists to clear up situations where one spouse is clearly not responsible for the tax liability created by their spouse or former spouse.
Learn more about Innocent Spouse Relief
Bankruptcy
Contrary to what you may have heard, taxes can be dischargeable in bankruptcy. Back taxes, interest, and penalties may be erased. Bankruptcy is often a last resort, but in certain cases can be the best option. I am not an attorney but I have relationships with local attorneys who specialize in bankruptcy law.
“Charlie has assisted myself personally and businesses that I owned with an enormous amount of Federal and State tax areas and issues. He brings to the table reliable solutions that have provided me over 10 years of excellent service. He has a tireless commitment to me as a client. His experience is vast and if the IRS comes knocking you will want him in your corner.”
Matt B | New York
“It was a pleasure to work with Mr. Charlie J. Young CPA to resolve my IRS tax issues. He is extremely knowledgeable and professional. He promptly answered all questions I had during this process. He was able to successfully resolve my IRS problems. I would highly recommend Mr. Young to anyone in need of an excellent tax professional.”
Kathleen L | New York
“After receiving countless notifications from the IRS about past due tax payments for years. I knew I needed professional help and this wasn’t going to be resolved without it.
Without Charlie’s professional knowledge and wisdom, I would have never been able to achieve such a favorable settlement. I am more than satisfied with his services and expertise.”
Jim S | New York
Start Your Tax Resolution Journey
Start Your Tax Relief Journey with Charles Young CPA
Fill in the form below and we'll contact you to schedule a free case evaluation! During the evaluation we'll discuss your specific situation and create an action plan to end your tax problem!